Borrow only what you need
Options shown through KredSolutions may range from $1,000–$35,000. The amount available to you depends on underwriting, state rules, and the lending partner.
Personal installment loans
One amount. One term. Predictable payments.
Compare personal installment loan options from $1,000–$35,000 with fixed monthly payments over 24–60 months. KredSolutions is a loan-comparison service and is not a lender.
Terms from 24–60 months
Secured online inquiry
Payment estimate
Illustrative only
*Example uses a 15.9% representative APR for illustration. Your actual rate, term, and payment depend on creditworthiness and state of residence. See .
$1K–$35K
Illustrative loan range
24–60
Months to repay
Fixed
Scheduled payments
100%
Online inquiry
How the product works
A structured way to cover a larger expense
A personal installment loan provides a lump sum that is repaid in scheduled installments over a stated term. Your final agreement controls every cost and obligation.
Choose a repayment window
Illustrative terms range from 24–60 months. A longer term can reduce the monthly payment but may increase the total amount repaid.
Compare the full picture
Review the APR, monthly payment, fees, payment count, and total repayment—not the payment alone—before accepting any lender agreement.
Rate factors
What may affect your rate and terms
Each lending partner applies its own underwriting criteria. An estimate is not a promise of approval or a specific APR.
History and current obligations
Credit history, score, recent inquiries, payment record, and existing debt can influence eligibility and pricing.
Income and monthly budget
Verified income, employment stability, housing expense, and debt-to-income measures may be considered.
Amount, term, and location
The requested amount, selected term, lender criteria, and your state of residence can change the available APR and fees.
Before you sign
The agreement is the source of truth
KredSolutions helps consumers compare options, but the lending partner makes the credit decision and provides the final loan documents.
Confirm the APR and fees
APR reflects interest plus certain finance charges and is more useful for comparison than the interest rate alone.
Review every due date
Check the number of payments, first due date, payment method, late-payment terms, and early-repayment policy.
Check state availability
Products are not available in every state, and offered amounts, rates, fees, and terms may be restricted by state law.
Compare an illustrative payment first
The calculator uses a representative 15.9% APR. Your actual APR and payment may be higher or lower.